Home Credit Bank — банк онлайн

Using "Home Credit Bank — банк онлайн" mobile application you can: manage your finances online, perform free transfers between cards from other banks, apply for a loan in just 3 minutes, open a deposit account, pay for services.

The following actions are also available in the bank's mobile application:

- Purchase of the bank bonds in US dollars and bank deposit certificates;

- Currency exchange at profitable rates: tenge, US dollars, euros and rubles;

- Apply for cards online;

- Link cards to Apple Wallet, Samsung Wallet, and Garmin Pay Wallet;

- Payments of the loans online from the cards of Kazakhstan banks;

- Full early repayments of the loan online;

- Free SMS and push notifications;

- Detailed statements for cards and deposits;

- Booking queue at the branch;

- Office and ATM locations;

0 tenge — OUR COMMISSION FOR TRANSFERS BETWEEN BANK CARDS* AND FOR THE FOLLOWING TRANSFERS:

- to Visa and Mastercard cards;

- to Home Credit Bank client;

- between your own accounts.

*Please note: the issuing bank may set restrictions. For example, kaspi.kz has set limits on kaspi gold and kaspi red.

GET A LOAN ONLINE IN 3 MINUTES

The minimum loan amount is 10,000 tenge, and the maximum is 10,000,000 tenge. The loan term ranges from 6 to 60 months. You can apply for a loan from the comfort of your home.

To apply for a loan online, use our loan calculator. Calculate the monthly payment amount and submit your loan application for review. You will receive a decision on your loan application within 3 minutes. Approved loan funds will be transferred to your card or bank account.

Requirements: to apply for a loan, you don't need to be an existing client, and we don't require documents or warranters. This makes the loan application process easier. However, we do require our clients to have a stable income sufficient to repay the loan and be between the ages of 23 and 75.

Lifehack: add Financial Protection to your loan. This will help reduce your monthly payment. Financial Protection also allows you to get a loan payment deferral up to two times and covers up to 4% of the loan amount in case of illness.

HOME CARD LITE — A CARD WITH 10% CASHBACK

Get 10% cashback for payments at supermarkets, gas stations, and utility services in the app. You can order a card with home delivery or open a virtual card in the app.

OPEN A DEPOSIT ONLINE IN TENGE, US DOLLARS OR EUROS

Open a profitable deposit with daily capitalization online. Top up your deposit with any Kazakhstan cards. Track your daily rewards and receive detailed statements. The entire process takes place within the application and there is no need to visit the bank's offices.

You do not need to be a Home Credit bank client to apply for a deposit.

PAYMENT FOR OVER 500 SERVICES AND PURCHASES WITH NO COMMISSION IN THE FOLLOWING CATEGORIES:

- mobile communication, telephony, TV and internet

- utility bills,

- fines and taxes,

- transportation and tourism,

- electronic money: QIWI wallet and Yandex Kassa,

- charity,

- discounts and tickets: ticketon, zakazbiletov, chocolife,

- classified websites,

- catalog products,

- bookmakers and others.

When paying for services with Home Card and Home Card Lite, you receive bonuses – 1% from each payment. And you receive 10% for paying utility bills with Home Card Lite. You can easily convert them into real money.

OTHER SERVICES

- Open easily a current account in tenge, US dollars or euros for free.

- Convert your bonuses into real money. 1 bonus = 1 tenge!

- Contact the Bank's client support.

We welcome suggestions for improving the application via email at digital@homecredit.kz.